Ray W. Sowards

Elder Law & Annuity Attorney

With over 25 years of dedicated experience in elder law, Ray Sowards differs from your typical attorney.

Contact us today for a free, no obligation, half-hour consultation to discuss your estate and elder law related matters.

We make visits to homes, nursing homes and hospitals for the benefit of our clients.

Our Services

We offer many essential services to safeguard your assets, secure your legacy, and ensure your loved ones’ well-being.

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Medi-Cal Planning

Protect your home and financial security with expert Medi-Cal planning.

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Living Trust

Secure your family’s assets with a flexible and private Revocable Living Trust.

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Estate Planning

Safeguard your home and assets from probate and legal fees.

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Conservatorship

Get expert guidance when establishing a Conservatorship in California.

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Special Needs Planning

Secure your loved one’s future with a Special Needs Trust.

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Incapacity Planning

Prepare for the unexpected with a Durable Power of Attorney.

Our Knowledge Is Your Power

“Expect the Unexpected”—you may have heard that phrase before. When sudden illness, injury, or death occur, the impact on you can be disastrous beyond the emotional aspects. Planning for every aspect of your and your loved one’s lives is the strongest way to combat financial and emotional catastrophe. Our expertise has saved many homes and assets from loss due to the overwhelming expenses of hospital and nursing home care. In our practice, the unexpected is expected; we know how to handle the twists and turns.

We plan estates so that your beneficiaries receive family assets economically. We help those who have money or services due to their claim and receive what is truly and rightfully theirs.

When Hardship Has Already Happened

An Elder Law attorney can help you even after troubling circumstances around illness, death, and long-term care have damaged your financial and family life. Legal actions can be pursued to lessen the burdens you currently have.

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